Terms and Conditions

1. Acceptance of These Terms

By creating an account, checking the "I agree" box at registration, or otherwise accessing or using the Pak Funded Trader platform, you enter into a binding agreement with PFT and confirm that you have read, understood, and accepted these Terms and Conditions in full, along with our Privacy Policy.

As part of this agreement, you also specifically acknowledge and accept the Trading Rules and Guidelines published at pakfundedtrader.com/rules, which are incorporated into these Terms by reference and form a core part of your agreement with us. Those rules — including but not limited to drawdown limits, prohibited trading practices, minimum trade duration, multi-account policy, payout conditions, and KYC requirements — govern exactly how your account will be evaluated and enforced. By agreeing to these Terms, you confirm that you have read the rules page in full and agree to trade strictly within what is written there. If any part of your account is closed, failed, or restricted for a reason described on that page, that outcome will be applied exactly as documented, with no exceptions made after the fact.

If you do not agree with any part of these Terms, the Privacy Policy, or the Trading Rules, you must not create an account or use our services.

2. Nature of the Service — Simulated Trading, Not Real Trading

PFT provides simulated trading accounts to evaluate a trader's skill and discipline against defined risk and profit rules. This section is the single most important part of these Terms, and every other section should be read in light of it.

All balances, equity, open positions, profit and loss, and trade execution shown anywhere on the platform — across every evaluation stage and on a Live Funded Account — reflect activity inside a simulated, virtual trading environment. Prices are sourced from live, real-world markets so that the experience reflects genuine market conditions, but no order you place is ever routed to a real exchange, real broker, or real liquidity provider, and no real capital is ever bought, sold, borrowed, or margined on your behalf.

To remove any possible ambiguity: opening a "Live Funded Account" does not mean your trading becomes real. It means you have demonstrated, within the simulated environment, a level of skill and consistency that qualifies you to be evaluated for real-money rewards going forward. The word "Funded" refers to the size of the simulated account you are now trading with, and to your eligibility for payouts — it does not mean PFT is trading with, or exposing, real capital on your individual trades.

The platform, and every plan offered on it, exists for educational and evaluation purposes — to give traders a structured, rule-based environment in which to practice risk management and demonstrate skill, and to allow PFT to identify and reward traders who do so successfully. Any payout you receive is a performance-based reward paid to a qualified trader for meeting the platform's evaluation and risk criteria, and is not, and should never be understood as, a withdrawal of funds you personally traded with.

3. Eligibility

You must be at least 18 years of age and legally capable of entering into binding contracts under the laws of your jurisdiction to register for or use this platform. By registering, you confirm that the information you provide — including your full name, email address, and username — is accurate, current, and belongs to you, and that you are not prohibited by any applicable law from using a service of this nature.

4. Account Registration and Security

You are solely responsible for maintaining the confidentiality of your login credentials and for all activity that takes place under your account. You agree to notify us immediately if you become aware of any unauthorized access to or use of your account. Unless explicitly permitted by PFT in writing, one individual may not register, control, or benefit from more than one account, and accounts may not be shared, sold, transferred, or operated on another person's behalf.

5. Trading Rules Compliance

Your use of any evaluation account or Live Funded Account is governed at all times by the Trading Rules and Guidelines in effect at pakfundedtrader.com/rules. These cover, among other things, how daily and overall drawdown are calculated, which trading practices are prohibited (such as news trading and hedging), the minimum duration a trade must remain open, the rules around holding multiple accounts, and the requirements that must be met before a payout can be requested.

You agree that any breach of those published rules — whether identified automatically by the platform's risk engine or identified by our team on manual review — may result in the immediate failure, closure, or restriction of the account involved, exactly as described on the rules page, without further notice and at PFT's discretion. Because the rules page is the authoritative and detailed source for exactly how these limits work, we encourage you to read it in full and refer back to it whenever you are uncertain about a specific scenario.

6. Payouts and Rewards

Traders who successfully pass an evaluation and are granted a Live Funded Account may become eligible to request a payout based on the profit generated within their simulated Live Funded Account, subject to the minimum trading day requirement, KYC verification, and any other conditions described on the rules page or elsewhere on the platform at the time of the request.

As explained in Section 2, a payout is a real-money reward paid to a qualified trader in recognition of skilled, rule-compliant performance inside the simulated environment — it is not a withdrawal of funds you deposited or traded with, because no such funds exist within your trading account. PFT reserves the right to review, delay, request additional verification for, or decline any payout request it reasonably believes involves a rule violation, fraudulent activity, exploit abuse, or any attempt to manipulate the evaluation process.

7. Prohibited Conduct

You agree not to engage in exploit abuse, latency arbitrage, the use of unauthorized software or automated tools not permitted by the platform, coordinated trading between multiple accounts, providing false information during registration or KYC, or any other activity intended to manipulate the platform's pricing feed, risk engine, evaluation outcome, or payout systems. PFT reserves the right to suspend or permanently terminate any account found to be in violation of this section, and to withhold any payout connected to the violation.

8. Affiliate Program

Users who participate in the affiliate program agree that commissions are earned strictly according to the rates and conditions displayed on the platform at the time a referral converts, and that PFT may adjust commission structures going forward, or suspend or terminate affiliate accounts found to be engaging in fraudulent, self-referral, or otherwise abusive referral activity.

9. Fees and Payments

Any fee associated with purchasing a challenge or evaluation plan is clearly displayed before you complete your purchase. By completing a purchase, you confirm that you have reviewed and accepted the account size, drawdown limits, and profit target of the specific plan you are buying.

10. Refund Policy

All challenge fees are non-refundable. Once a challenge purchase is completed, the fee paid for that plan cannot be returned, reversed, or credited back under any circumstances — regardless of whether the account later passes, fails, or is not actively traded.

This applies uniformly across every plan category — 1-Step, 2-Step, and 3-Step evaluations alike — and to every stage within a multi-step plan. The fee covers access to the evaluation itself, not a guaranteed outcome, so purchasing a challenge is a final decision at the point of payment.

Requests for a refund, chargeback, or fee reversal after a challenge has been purchased will not be honored. We strongly encourage every trader to review the account size, drawdown limits, and profit target of a plan carefully — and to read the rules page in full — before completing a purchase.

11. Intellectual Property

The PFT platform, including its interface, branding, trading dashboard, evaluation logic, and all associated content, is the property of Pak Funded Trader and is protected by applicable intellectual property laws. You are granted a limited, non-exclusive, non-transferable right to access and use the platform for its intended purpose, and may not copy, reproduce, reverse-engineer, or redistribute any part of it without our prior written consent.

12. Limitation of Liability

PFT provides the platform on an "as is" and "as available" basis. Because every account operates within a simulated trading environment for educational and evaluation purposes, you acknowledge that no real trading gains or losses occur, and that simulated results shown on the platform do not represent, and should not be relied upon as, an indication of real-market trading outcomes.

To the maximum extent permitted by law, PFT shall not be liable for any indirect, incidental, or consequential damages arising from your use of the platform, including but not limited to any perceived loss of anticipated profit from a simulated evaluation or Live Funded Account, technical interruptions, or pricing-feed discrepancies.

13. Indemnification

You agree to indemnify and hold PFT, its owners, employees, and affiliates harmless from any claim, liability, loss, or expense arising out of your breach of these Terms, your violation of the Trading Rules, or your misuse of the platform.

14. Governing Law

These Terms are governed by and construed in accordance with the laws of the Islamic Republic of Pakistan, without regard to its conflict-of-law principles, unless otherwise required by applicable local law.

15. Cancellation Policy

Because challenge access is granted digitally and instantly upon successful payment verification, cancellation is only possible before a payment is completed — it is not possible after an order has been successfully processed and the account has been activated.

Before payment is completed: After you initiate a purchase, you are given a limited time window to complete the transfer using the unique payment details provided. During this window, you may cancel the pending transaction at any time from your dashboard, in which case no charge is applied and the order is simply closed. If the payment window expires without a completed transfer, the pending order is automatically cancelled by the system and no charge is applied.

After payment is completed: Once a payment has been received and verified, and the corresponding challenge account has been activated, the order is considered final and cannot be cancelled. This is because access, along with the full account size and evaluation terms, is delivered immediately and in full at the moment of activation. Any such completed order is subject to the Refund Policy described in Section 10 above.

To cancel a pending (not yet completed) payment, use the cancel option shown on the payment/checkout screen, or contact us at [email protected] or +92 311 6384219 before your transfer is completed.

16. Changes to These Terms

PFT reserves the right to modify these Terms and Conditions, or the Trading Rules they incorporate, at any time. Material changes will be reflected by updating the "Last updated" date at the top of this page. Continued use of the platform after changes are posted constitutes your acceptance of the revised Terms.

17. Contact

If you have any questions about these Terms and Conditions, you can reach us at [email protected], by phone at +92 311 6384219, or by mail at House-B78, Ghaniabad, Street 7, Gadap Town, near Gulshan-e-Maymar.